Under this new SMART Solar Scheme, homeowners who consume below 100 units of electricity per month are eligible for subsidies of up to 95% on rooftop solar panel installations. This makes solar power not only an environmentally responsible choice but also an economically viable solution for thousands of low-consumption families across both urban and rural Maharashtra.
The SMART scheme aligns seamlessly with the national “PM Surya Ghar Muft Bijli Yojana”, launched by the Ministry of New and Renewable Energy (MNRE) to promote household-level solar energy generation across India. By integrating state and central incentives, Maharashtra aims to help citizens achieve energy independence, lower carbon emissions, and reduce monthly electricity bills to almost zero.
This initiative underscores Maharashtra’s commitment to sustainable development, making it a model for other states looking to democratize access to renewable power. With simplified subsidy processes, net metering support, and strong government backing, homeowners can now transition to clean energy faster than ever.
What Is the SMART Solar Scheme in Maharashtra?
The Swayampurna Maharashtra Residential Rooftop Solar Scheme (SMART) is a landmark initiative announced by the Government of Maharashtra in October 2025 to make renewable energy adoption accessible to every household. This forward-thinking program underscores the state’s leadership in clean energy transition, empowering homeowners to generate their own electricity while reducing dependence on the grid.
The SMART Solar Scheme is being implemented by the Maharashtra State Electricity Distribution Company Limited (MSEDCL) – the nodal agency responsible for execution, inspection, and subsidy disbursal. With a total fund allocation of ₹655 crore, the initiative has been strategically divided into two phases:
- ₹330 crore for the financial year 2025–26
- ₹325 crore for the financial year 2026–27
The ambitious goal is to install rooftop solar systems in over 5 lakh homes across Maharashtra, particularly focusing on low-consumption households (below 100 units/month). By doing so, the scheme aims to promote energy independence, reduce household expenses, and enhance Maharashtra’s contribution to India’s national renewable targets.
The SMART initiative also complements the central government’s PM Surya Ghar Muft Bijli Yojana, under which households can receive additional MNRE subsidies of up to ₹78,000 depending on system size. Together, the state and central subsidies make rooftop solar installation up to 95% cheaper for eligible families, helping them achieve near-zero electricity bills.
By bridging affordability and accessibility, the Swayampurna Maharashtra Rooftop Solar Scheme is expected to accelerate the state’s journey toward becoming a self-reliant green energy leader.
Who Can Apply for Maharashtra’s Rooftop Solar Subsidy?
The Maharashtra Government’s SMART Solar Scheme (Swayampurna Maharashtra Residential Rooftop Solar Scheme) is designed to ensure that affordable solar energy reaches every segment of society, especially low-income and low-consumption households. The eligibility criteria have been carefully structured to prioritize inclusive participation while maintaining quality and transparency.
Eligibility Conditions
To apply for the Maharashtra rooftop solar subsidy, applicants must meet the following conditions:
- Must be a domestic electricity consumer registered under MSEDCL (Maharashtra State Electricity Distribution Company Ltd.)
- Monthly power consumption must be below 100 units
- Eligible beneficiary categories include:
- BPL (Below Poverty Line) families
- SC/ST (Scheduled Caste / Scheduled Tribe) households
- Other general consumers, including Economically Weaker Sections (EWS) and low-consumption users
- Applicant must own the rooftop or obtain a No Objection Certificate (NOC) from the property owner
- 🇮🇳 Only Made-in-India, BIS/IEC-certified solar panels and inverters are permitted for installation
- Installation must be carried out by an MNRE-approved solar company registered with MSEDCL
Subsidy Structure Under the SMART Solar Scheme (2025)
| Category | Max Subsidy | Consumer Contribution | Total (Central + State) |
| BPL Families | ₹47,500 | ₹2,500 | 95% |
| SC/ST Households | ₹45,000 | ₹5,000 | 90% |
| Other Consumers (Below 100 Units) | ₹40,000 | ₹10,000 | 80% |
Note: Subsidy percentages combine Central MNRE assistance under the PM Surya Ghar Muft Bijli Yojana and the State of Maharashtra’s SMART Solar contribution.
Through this well-balanced structure, the government ensures that even financially weaker households can afford rooftop solar systems with minimal upfront costs. By reducing the consumer share to as low as ₹2,500, Maharashtra is leading India’s solar revolution toward energy equity and self-reliance.
How to Apply for Maharashtra SMART Solar Subsidy 2025
Applying for the Maharashtra SMART Solar Subsidy 2025 is now a seamless digital process designed to make rooftop solar adoption simple for homeowners. The Maharashtra State Electricity Distribution Company Limited (MSEDCL) has launched an online portal that allows residents to register, upload documents, and track their subsidy status – all from the comfort of their home.
Step-by-Step Application Process
- Visit the Official MSEDCL Solar Portal
Go to the MSEDCL Rooftop Solar Portal and select the SMART Solar Scheme 2025 - Click on “Apply for Rooftop Solar” → Choose Residential
Select your consumer category as Residential (Below 100 Units/Month) to proceed with the subsidy application. - Upload Required Documents
Submit your latest electricity bill, Aadhaar card, and property ownership proof or No Objection Certificate (NOC) from the landlord (if applicable). - Site Inspection Arranged by Empanelled Vendor
Once documents are verified, an MSEDCL-registered solar vendor will schedule a site visit to assess technical feasibility. - Approval and Installation
After feasibility approval, installation begins using BIS/IEC-certified Made-in-India solar panels and inverters. Post-installation, the system undergoes inspection by MSEDCL officials. - Subsidy Credited Directly After Verification
Upon successful inspection, the subsidy amount (up to 95%) is transferred directly to the beneficiary’s bank account via the DBT (Direct Benefit Transfer)
Tip: For homeowners who want to understand installation procedures, component selection, and maintenance best practices, read our in-depth guide on solar panel installation in India. a complete walkthrough to ensure long-term performance and safety.
Benefits of Maharashtra’s Rooftop Solar Subsidy Scheme
The Maharashtra SMART Solar Scheme (Swayampurna Maharashtra Residential Rooftop Solar Scheme) offers a host of financial, environmental, and social benefits that make it one of India’s most impactful renewable energy initiatives. By combining state and central subsidies, the government has made rooftop solar installation a high-return, low-investment solution for every household.
Benefits of the SMART Solar Subsidy Scheme
- Up to 95% Cost Subsidy for Eligible Homes
The combined state and central government subsidy allows low-consumption households to install solar systems at a fraction of the original cost. BPL and SC/ST families can get up to 95% subsidy, reducing their financial burden drastically. - Zero Electricity Bills Through Solar Self-Generation
Homes equipped with rooftop solar systems can generate their own electricity, achieving net-zero billing through grid connectivity. Learn how grid-tied systems work in our detailed guide on on-grid solar systems a must-read for understanding real-time power balance and savings potential. - Five-Year Free Maintenance by Vendor (as per GR 2025)
Under the Government Resolution, the empanelled solar vendor must provide 5 years of free maintenance, ensuring system reliability, performance, and peace of mind for homeowners. - 🇮🇳 Supports the ‘Make in India’ Solar Manufacturing Initiative
The scheme mandates the use of BIS/IEC-certified Made-in-India solar panels and inverters, strengthening domestic manufacturing and ensuring top-quality installations that meet international efficiency standards. - Contributes to India’s 500 GW Renewable Energy Target
By enabling over 5 lakh rooftop solar installations, Maharashtra contributes significantly to India’s 500 GW renewable capacity target by 2030, positioning itself as a clean energy leader among states. - Encourages Energy Independence in Rural and Semi-Urban Areas
The subsidy focuses on rural households and small consumers, empowering them to become self-sufficient in power generation. This not only reduces dependency on unreliable grid supply but also fosters local sustainability and energy equity.
In essence, the Maharashtra rooftop solar subsidy is more than just a financial incentive it’s a vision toward an energy-secure, environmentally conscious, and economically empowered Maharashtra. By reducing costs, ensuring long-term maintenance, and prioritizing local manufacturing, the government has built a model that aligns perfectly with both national energy goals and grassroots-level empowerment.
Comparison – SMART Scheme vs PM Surya Ghar Muft Bijli Yojana
When evaluating solar subsidy programs in India, two major initiatives stand out Maharashtra’s SMART Solar Subsidy Scheme and the PM Surya Ghar Muft Bijli Yojana. Both aim to make solar energy affordable for Indian households, but they differ significantly in scope, eligibility, and financial support.
| Feature | SMART Scheme (Maharashtra) | PM Surya Ghar Muft Bijli Yojana (Central) |
| Target | Domestic consumers with monthly consumption below 100 units | All residential households in India |
| Subsidy | 80–95% subsidy depending on consumer category | 40–60% subsidy based on system capacity |
| Funding Source | Jointly funded by State (Maharashtra) and Central Government | Fully funded by Central Government (MNRE) |
| Implementing Agency | MSEDCL (Maharashtra State Electricity Distribution Company Ltd.) | MNRE in collaboration with local DISCOMs |
| Maintenance | 5 years of free maintenance by empanelled vendor (as per GR) | Maintenance terms vary by vendor or DISCOM |
Insights for Consumers
- SMART Scheme offers higher subsidies, particularly for BPL and SC/ST families, reaching up to 95% of the total cost.
- PM Surya Ghar covers a wider audience nationwide but with a relatively lower subsidy share.
- Maharashtra’s state-specific approach ensures better local execution through MSEDCL’s network.
- Mandatory 5-year maintenance in the SMART Scheme ensures long-term reliability and system performance.
In conclusion, Maharashtra’s SMART Solar Subsidy Scheme stands out as one of India’s most generous and consumer-focused programs. For homeowners with low electricity usage, it provides an exceptional opportunity to switch to clean energy at minimal cost while ensuring sustained technical support and maintenance.
How Much Can You Save with Rooftop Solar in Maharashtra?
Switching to rooftop solar isn’t just an eco-friendly choice it’s a smart financial decision. With Maharashtra’s SMART Solar Subsidy Scheme, homeowners can dramatically reduce electricity bills while securing long-term energy savings.
Calculation Example
A 1 kW rooftop solar system generates about 120 units per month.
At an average rate of ₹8 per unit, your annual savings would be:
120 units × ₹8 × 12 months = ₹9,600 saved per year
Over 25 years, that equals nearly ₹2.4 lakh in total savings, with an initial investment as low as ₹2,500 to ₹10,000 (after subsidy).
Even larger systems like 3 kW or 5 kW – can offset most or all of your home’s power usage, often resulting in zero electricity bills when connected through an on-grid setup. (Learn more in our guide to the on-grid solar system).
Financial Benefits
- Up to 95% subsidy for eligible consumers under the SMART Scheme.
- Zero electricity bills through self-consumption and net metering.
- Quick ROI — most systems recover costs within 2–3 years.
- Increased property value with renewable energy adoption.
- Maintenance-free operation for five years (covered by empanelled vendors).
Challenges & Things to Know Before You Apply
While the Maharashtra SMART Solar Scheme offers one of India’s highest residential solar subsidies, homeowners should be aware of certain practical considerations to ensure a smooth application and installation process. Understanding these challenges helps set realistic expectations and ensures long-term system performance.
Challenges and Considerations
- Verification Delays Due to High Applications
With over 5 lakh households targeted, MSEDCL may experience delays in document verification, site inspections, and approval processing. Planning ahead and submitting complete documentation can reduce waiting time. - Limited Total Budget (₹655 Crore)
The scheme has a finite budget, allocated as ₹330 crore for 2025–26 and ₹325 crore for 2026–27. Eligible applicants are advised to apply early to secure subsidies before funds are exhausted. - Quality Control – Ensure BIS-Certified Panels
Only BIS/IEC-certified, Made-in-India solar panels and inverters are approved under the scheme. Using certified products ensures long-term efficiency, safety, and warranty compliance. - Net Metering Setup Time (1–2 Months)
After installation, the net metering process can take up to 60 days, depending on local grid availability and MSEDCL inspection schedules. This delay affects the timing of electricity bill reductions. - System Maintenance After 5 Years
While vendors provide free maintenance for the first five years, homeowners should budget for long-term upkeep afterward to maintain optimal energy generation and system longevity.
By understanding these challenges, applicants can avoid delays, maximize subsidy benefits, and ensure reliable energy generation.
Government’s Vision Behind the SMART Scheme
The Maharashtra SMART Solar Scheme (Swayampurna Maharashtra Residential Rooftop Solar Scheme) is not just a subsidy program it reflects a strategic policy vision aimed at sustainable, inclusive, and economically beneficial energy development.
Policy Objectives
- Promote Energy Equity for Rural and Urban Poor
By targeting households consuming below 100 units per month, the government ensures affordable access to clean electricity for economically weaker sections. This approach reduces energy poverty and empowers low-income families to participate in India’s solar revolution. - Reduce Grid Load During Peak Hours
Rooftop solar systems connected through net metering allow households to self-generate power, relieving the state grid during peak demand periods. This not only stabilizes electricity supply but also minimizes transmission losses and reduces dependency on conventional fossil-based power generation. - Align with Net Zero 2070 and Maharashtra Renewable Energy Policy 2023
The SMART Scheme supports India’s Net Zero by 2070 target and Maharashtra’s Renewable Energy Policy 2023, promoting large-scale adoption of distributed solar energy. By installing over 5 lakh rooftop systems, the state advances toward its renewable energy capacity goals while cutting greenhouse gas emissions. - Encourage Local Manufacturing and Job Creation
The policy mandates Made-in-India, BIS/IEC-certified solar panels and inverters, strengthening domestic manufacturing under the “Make in India” initiative. Simultaneously, it generates employment opportunities in installation, maintenance, and vendor operations across urban and rural Maharashtra.
In essence, the SMART Solar Scheme is a holistic initiative combining social equity, environmental sustainability, and economic development. By making solar energy affordable and reliable, Maharashtra is setting a model for other states to achieve energy independence while supporting local industry and creating green jobs.
Why Partner with APN Solar for Rooftop Installations
Choosing the right partner for rooftop solar installation is critical to maximizing the benefits of the Maharashtra SMART Solar Scheme. APN Solar the best solar company in India is an MNRE-approved EPC installer with over 8 years of expertise in designing, installing, and maintaining high-quality solar systems across Maharashtra.
Reasons to Choose APN Solar
- MNRE-Approved EPC Installer
APN Solar is fully certified by MNRE, ensuring compliance with government regulations, subsidy eligibility, and technical standards. - Expertise in On-Grid, Hybrid Systems, and AMC Packages
The team specializes in on-grid solar, hybrid solutions, and offers Annual Maintenance Contracts (AMC), helping homeowners achieve optimal energy generation and long-term system reliability. - End-to-End Services
From subsidy documentation, government approvals, system installation, to maintenance, APN Solar manages the entire process, making solar adoption hassle-free for homeowners. - Proven Track Record
With over 1,000 successful solar installations across Maharashtra, APN Solar has a strong reputation for delivering quality, efficiency, and reliability. - Business Opportunities in Solar Installation
For entrepreneurs interested in entering the renewable energy sector, partnering with APN Solar also opens avenues to start a solar business franchise, providing professional training, supply chain support, and technical expertise.
homeowners not only ensure a high-performing, government-compliant rooftop solar system but also gain access to a trusted partner for future expansions, hybrid upgrades, and long-term maintenance, aligning perfectly with Maharashtra’s vision for clean, affordable, and self-reliant energy.
Frequently Asked Questions
1. What is the Maharashtra SMART solar subsidy scheme?
The Swayampurna Maharashtra Residential Rooftop (SMART) scheme provides 80–95% subsidy for homes using less than 100 units/month. It targets 5 lakh households, enabling low-income families to reduce electricity bills, adopt renewable energy, and gain energy independence with government-approved, certified solar installations.
2. How much subsidy is available under Maharashtra rooftop solar 2025?
Eligible households receive ₹40,000–₹47,500 for a 1 kW rooftop solar system. Depending on category, consumers pay ₹2,500–₹10,000, making solar installation affordable. This reduces grid dependency, ensures long-term savings, and encourages adoption of clean, sustainable energy for domestic consumption under the SMART scheme.
3. Who is eligible for the Maharashtra rooftop solar subsidy?
Applicants must be domestic MSEDCL consumers consuming below 100 units/month. Rooftop ownership or landlord NOC is required. Priority is for BPL, SC/ST, and low-consumption households, ensuring financial accessibility, energy equity, and maximum benefit from the SMART scheme while supporting India’s renewable energy expansion goals.
4. How to apply for Maharashtra’s SMART solar scheme?
Register on the MSEDCL solar portal, upload electricity bill, Aadhaar, and property proof, and select an MNRE-approved installer. After site inspection and technical approval, the system is installed, and the subsidy is directly credited, making the process simple, transparent, and hassle-free for homeowners.
5. Can middle-income homes get solar subsidy in Maharashtra?
The SMART scheme focuses on households using below 100 units/month, primarily low-income groups. Middle-income households can apply under the PM Surya Ghar Muft Bijli Yojana, which provides 40–60% subsidy, enabling affordable rooftop solar adoption while contributing to India’s renewable energy targets and reducing monthly electricity bills.
6. What type of solar panels are approved under the SMART scheme?
Only Made-in-India, BIS/IEC-certified solar panels and inverters are eligible. Using certified products ensures safety, high performance, and warranty compliance. It also promotes local manufacturing, guarantees system reliability, and protects homeowners’ investments, ensuring that solar installations under the SMART scheme deliver long-term energy generation and cost savings.
7. How much can I save with a 1 kW rooftop solar system in Maharashtra?
A 1 kW rooftop system generates approximately 120 units/month. At ₹8/unit, annual savings are ₹9,600, totaling ₹2.4 lakh over 25 years. With the SMART subsidy, initial costs range from ₹2,500–₹10,000, making solar installation highly affordable while achieving substantial long-term electricity savings.
